Additional Documentation - North Florida Water Utilities Authority (NFWUA) FY 2026-2027 Tentative Budget and Tentative Utility Rate Adjustments

Agenda items

• 1. C:b_a,,le,;;? ed?l@1 C0,i 8-~ ud,,ey,
• 1. Down payment assistance cannot exceed 50% of the sales price of the home.
• 1. Down payment assistance cannot exceed 50% of the sales price of the home.
• 1. Nature and purpose of agenda item:
  • Real Estate Development
  • Legal Services
  • Engineering & Architecture
• 1. Nature and purpose of agenda item:
• 1. Nature and purpose of agenda item:
• 1. Nature and purpose of agenda item:
  • Site Prep, Grading & Hardscape
  • General Contractor
  • Utilities (Sub)
  • Engineering & Architecture
• 1. Nature and purpose of agenda item:
  • Site Prep, Grading & Hardscape
  • Concrete & Masonry
  • Painting & Flooring
  • Building & Industrial Supply
• 1. Nature and purpose of agenda item:
• 1. Nature and purpose of agenda item:
• 1. Property Location. Property must be located within the County to be eligible for assistance.
• 1. Property must be free of delinquent property taxes.
• 1. Repayment loan/deferred loan/grant: Deferred loan secured by a recorded, subordinate mortgage
• 1. Repayment loan/deferred loan/grant: Deferred loan secured by a recorded, subordinate mortgage
• 1. Repayment loan/deferred loan/grant: Deferred loan secured by a recorded, subordinate mortgage
• 2. Applicant contribution amount is 1% of the sales price.
• 2. Applicant contribution amount is 1% of the sales price.
• 2. Income Producing Properties. Residential properties used as income producing properties are not eligible for
• 2. Interest Rate: 0%
• 2. Interest Rate: 0%
• 2. Interest Rate: 0%
• 2. L. O. l'(J , G. .lls_pbo)j~i4
• 2. Recommended Motion/Action:
• 2. Recommended Motion/Action:
• 2. Recommended Motion/Action:
• 2. Recommended Motion/Action:
• 2. Recommended Motion/Action:
• 2. Recommended Motion/Action:
  • General Contractor
  • Building & Industrial Supply
• 2. Recommended Motion/Action:
• 3. Applicant Contributions Defined. Such contributions may include deposits paid under a purchase or sales
  • Legal Services
  • Appraisal & Inspection
  • Lending & Credit
• 3. Applicant or co-applicant must complete a homeownership course.
• 3. Fiscal impact on current budget:
• 3. Fiscal impact on current budget:
• 3. Fiscal impact on current budget:
• 3. Fiscal impact on current budget:
• 3. Fiscal impact on current budget:
• 3. Fiscal impact on current budget:
• 3. Fiscal impact on current budget:
• 3. New construction contract must be “turnkey”.
• 3. Years in loan term: 10
• 3. Years in loan term: 10
• 3. Years in loan term: 5
• 372 WEST DUVAL STREET
• 372 WEST DUVAL STREET
• 4. Applicant or co-applicant must complete a homeownership course.
• 4. Forgiveness: 10% per year from the date of the SHIP lien
• 4. Forgiveness: 10% per year from the date of the SHIP lien
• 4. Forgiveness: 20% per year from the date of the SHIP lien
• 4. SHIP Mortgage Position. SHIP mortgages must be in primary or secondary position, except in the case where
• 4. Subordination requests for refinancing will be in accordance with Exhibit F Subordination Agreement
• 5. CA ~l C..%,,S-liudJ..~
• 5. Contractor Information. For strategies requiring rehabilitation, repair, or construction that are paid with funds
• 5. Repayment: Not required as long as the loan is in good standing
• 5. Repayment: Not required as long as the loan is in good standing
• 5. Repayment: Not required as long as the loan is in good standing
• 5. Subordination requests for refinancing will be in accordance with Exhibit F Subordination Agreement
• 5. The County will make the determination of forgiveness based on client justification and circumstances.
• 553. Mobile homes no older than ten (10) years are eligible for Purchase Assistance with Rehab and Purchase
• 6. Default: If, within the period of ten (10) years immediately following the date of the SHIP Lien Agreement,
• 6. In the case of financing by an individual rather than a financial institution the following will apply:
• 6. The County will make the determination of forgiveness based on client justification and circumstances.
• 6. lt2,\Vi? S;J.e, v,J!p,.£i,1<...
• 7. In the case of financing by an individual rather than a financial institution the following will apply:
• 7. ________
• A. A Claim is a demand or assertion by one of the parties seeking an adjustment or
• A. Administrative Budget for each fiscal year covered in the Plan
• A. Contractor shall carefully examine the Contract Documents for all requirements for
• A. Contractor shall diligently pursue the completion of the Work and coordinate the
• A. Contractor shall have the sole responsibility of satisfying itself concerning the nature
• A. Expedited Permitting 13
• A. It is the intent of the Contract Documents to describe a functionally complete project
  • General Contractor
  • Site Prep, Grading & Hardscape
  • Concrete & Masonry
  • Electrical
  • Plumbing
  • HVAC & Climate Control
  • Painting & Flooring
  • Building & Industrial Supply
  • Engineering & Architecture
  • Real Estate Development
  • Landscaping & Lawn Service
• A. LG(s)
• A. LegalAdvertisement
• A. PURCHASE ASSISTANCE WITH REHAB Code 01
• A. Prior to submitting its first Application for Payment, Contractor shall submit to the
  • General Contractor
  • Legal Services
  • Accounting & Tax
  • Office & Business Support Services
• A. Purchase Assistance with Rehab 7
• A. The Contractor, within ten (10) calendar days after receipt of a Notice of Award, shall
  • General Contractor
  • Engineering & Architecture
• A. The County may decline to approve any Application for Payment, or portions
  • General Contractor
  • Legal Services
• A. The County shall have the right at any time during the progress of the Work to
• A. The County shall make final payment to Contractor within thirty (30) calendar days
• A. Time is of the essence
• A. Unless waived in writing by the County, Contractor shall complete, ma intain, and
• AGENDA
  • General Contractor
  • Site Prep, Grading & Hardscape
  • Concrete & Masonry
  • Painting & Flooring
  • Building & Industrial Supply
  • Engineering & Architecture
  • Landscaping & Lawn Service
• B. A Change Order, in the form attached to this Agreement, shall be issued and executed
  • General Contractor
  • Legal Services
  • Engineering & Architecture
• B. Claims by the Contractor shall be made in writing to the County within forty-eight
• B. Contractor shall locate all existing roadways, railways, drainage facilities and utility
• B. Contractor shall maintain in a safe place at the Project site one record copy of the
  • General Contractor
  • Engineering & Architecture
  • Legal Services
• B. Contractor's acceptance of final payment shall constitute a full waiver of any and all
• B. If before or during the performance of the Work, Contractor discovers a conflict, error
• B. If the surety for any bond furnished by Contractor is declared bankrupt, becomes
  • Insurance Agency
  • Legal Services
• B. If these conditions in Subsection 11.A are not remedied or removed, the County may,
• B. Invitation to Bid
• B. Ongoing Review Process 13
• B. PURCHASE ASSISTANCE WITHOUT REHAB Code 02
• B. Prior to submitting its first Application for Payment, Contractor shall submit to the
• B. Purchase Assistance without Rehab 8
• B. Purpose of the program:
• B. Should Contractor be obstructed or delayed in the prosecution of or completion of the
  • General Contractor
  • Legal Services
• B. The
• B. The County will return inadequate schedules to the Contractor for corrections and
• B. Timeline for Estimated Encumbrance and Expenditure
• B. Whenever materials or equipment are specified or described in the Contract
• C. Bid Proposal with required forms
• C. Contractor shall keep all records and supporting documentation which concern or
• C. Drawings are intended to show general arrangements, design and extent of Work and
  • General Contractor
  • Legal Services
  • Engineering & Architecture
• C. Fiscal years covered by the Plan: 2026-2027, 2027-2028, 2028-2029
• C. Housing Delivery Goals Chart (HDGC) For Each Fiscal Year
• C. If Contractor wishes to furnish or use a substitute item of material or equipment,
• C. If payment is requested on the basis of materials and equipment not incorporated into
• C. If the County and Contractor are unable to agree on a Change Order for the requested
• C. No interruption, interference, inefficiency, suspension or delay in the commencement
• C. OWNER OCCUPIED REHAB Code 03
• C. Owner Occupied Rehab 9
• C. The Contractor shall proceed diligently with its performance as directed by the
• C. The Progress Schedule shall be updated by the Contractor if there is a significant
• C. When any period of time is referenced by days herein, it shall be computed to
• CONSENT AGENDA
  • Utilities (Sub)
  • Site Prep, Grading & Hardscape
  • General Contractor
  • Building & Industrial Supply
• Cc: Mr. Joel Foreman, w/attachment
• D. Contractor shall submit its monthly Applica tion for Payment to the County on or
  • Legal Services
  • Accounting & Tax
• D. Contracts for more than the simplified acquisition threshold, which is the
• D. Demolition/Reconstruction 10
• D. Governance: The SHIP Program is established in accordance with Section 420.907-9079, Florida Statutes and
• D. If a specific means, method, technique, sequence or procedure of construction is
• D. In addition to other requirements provided herein, Contractor shall:
  • Legal Services
  • Office & Business Support Services
• D. In order to induce Owner to enter into this Agreement Contractor makes the following
  • General Contractor
  • Site Prep, Grading & Hardscape
  • Concrete & Masonry
  • Electrical
  • Plumbing
  • HVAC & Climate Control
  • Building & Industrial Supply
  • Engineering & Architecture
  • Real Estate Development
• D. In the event a requested change results in an increase to the Contract Amount, the
• D. Performance Bond
• D. Signed LHAP Certification
• E. Disaster Assistance 11
• E. Local Housing Partnership: The SHIP Program encourages building active partnerships between government,
• E. Public Payment Bond
• E. Signed, dated, witnessed or attested adopting resolution
• E. The County shall be allowed a reasonable time within which to evaluate each
• E. The County shall have the right to conduct an audit of Contractor's books and records
• E. The County shall retain five percent (5%) of the gross amount of each monthly
• F. Emergency Repair 12
• F. Insurance Requirements, including certificates of insurance
• F. Leveraging: The Plan is intended to increase the availability of affordable residential units by combining local
  • Real Estate Development
  • General Contractor
  • Site Prep, Grading & Hardscape
  • Building & Industrial Supply
  • Engineering & Architecture
  • Legal Services
  • Lending & Credit
• F. Monthly payments to Contractor shall in no way imply approval or acceptance of
• F. Subordination Policy
• F. The County shall have authority to order minor changes in the Work not involving
• G. Each Application for Payment shall be accompanied by a Release and Affidavit, in
• G. Form of Release andAffidavit
• H. Advertising and Outreach: SHIP funding availability shall be advertised in a newspaper of general circulation
• H. Change Order Form
• H. The County reserves the right to issue joint checks to Contractor and its material
• I. Program Details:
• I. Waiting List/Priorities: A waiting list will be established when there are eligible applicants for strategies that no
• J. Discrimination: In accordance with the provisions of ss.760.20-760.37, it is unlawful to discriminate on the basis
• K. Application for Payment Form
• K. Support Services and Counseling: Support services are available from various sources. Available support
• L. Purchase Price Limits: The sales price or value of new or existing eligible housing may not exceed 90% of the
• L. Special Conditions, if any
• M. Income Limits, Rent Limits and Affordability: The Income and Rent Limits used in the SHIP Program are
• M. Project Plans
• N. Welfare Transition Program: Should an eligible sponsor be used, a qualification system and selection criteria
• O. Monitoring and First Right of Refusal: In the case of rental housing, the staff and any entity that has
• P. Administrative Budget: A line-item budget is attached as Exhibit A. The city/county finds that the moneys
  • Legal Services
  • Accounting & Tax
  • Business Consulting
  • Government Authority
• Q. Program Administration: Administration of the local housing assistance plan will be performed by:
• R. First-time Homebuyer Definition: N/A
• S. Project Delivery Costs: A $500 Project Delivery Cost for inspections will be charged for Purchase Assistance
• SCHOOL BOARD ADMINISTRATIVE COMPLEX
• SCHOOL BOARD ADMINISTRATIVE COMPLEX
• T. Essential Service Personnel Definition (ESP): ESP includes teachers and educators, emergency responders,
  • General Contractor
  • Carpentry & Cabinetry
  • Concrete & Masonry
  • Drywall & Insulation
  • Electrical
  • HVAC & Climate Control
  • Painting & Flooring
  • Plumbing
  • Roofing
  • Site Prep, Grading & Hardscape
  • Building & Industrial Supply
  • Legal Services
  • Engineering & Architecture
  • Staffing & Employment
• U. Describe efforts to incorporate Green Building and Energy Saving products and processes: Green
  • HVAC & Climate Control
  • Plumbing
  • Electrical
  • Building & Industrial Supply
  • Real Estate Development
  • Engineering & Architecture
• V. Describe efforts to meet the 20% Special Needs set-aside: Applications with household members qualifying
• W. Describe efforts to reduce homelessness: County residents needing emergency shelter housing will be
  • Real Estate Development
  • General Contractor
  • Handyman & Remodeling
  • Painting & Flooring
  • Plumbing
  • HVAC & Climate Control
  • Electrical
  • Roofing
  • Site Prep, Grading & Hardscape
  • Engineering & Architecture
  • Legal Services
  • Landscaping & Lawn Service
  • Building & Industrial Supply
  • Property Management
  • Appraisal & Inspection
• X. General Provisions
• a. SHIP Lien Agreement will be in the primary lien position, and the financer will be in the subordinate
• a. SHIP Lien Agreement will be in the primary lien position, and the financer will be in the subordinate
• a. Summary: Assists with the down payment and closing costs for the purchase of a newly constructed
• a. Summary: Assists with the down payment and closing costs for the purchase of an existing home with
  • General Contractor
  • Handyman & Remodeling
  • Carpentry & Cabinetry
  • Concrete & Masonry
  • Drywall & Insulation
  • Electrical
  • HVAC & Climate Control
  • Painting & Flooring
  • Plumbing
  • Roofing
  • Site Prep, Grading & Hardscape
  • Windows, Doors & Glass
  • Building & Industrial Supply
  • Real Estate Development
  • Residential Brokerage
• a. Summary: Assists with the rehabilitation of a primary residence to include correcting safety and
  • General Contractor
  • Electrical
  • Plumbing
  • HVAC & Climate Control
  • Painting & Flooring
  • Drywall & Insulation
  • Landscaping & Lawn Service
• b. Fiscal Years Covered: 2026-2027, 2027-2028, 2028-2029
• b. Fiscal Years Covered: 2026-2027, 2027-2028, 2028-2029
• b. The interest rate must be fixed and cannot exceed 6%.
• b. The interest rate must be fixed and cannot exceed 6%.
• c. Income Categories to be served: Very low and Low
• c. Income Categories to be served: Very low, low and moderate
• c. The maximum PITI cannot exceed 30% of the household’s gross monthly income.
• c. The maximum PITI cannot exceed 30% of the household’s gross monthly income.
• d. Maximum award: $35,000 for Very Low, $30,000 for Low, $25,000 for Moderate
• d. Maximum award: $40,000
• d. There can be no balloon payment.
• d. There can be no balloon payment.
• e. An amortization schedule must be provided to the SHIP Administrator.
• e. An amortization schedule must be provided to the SHIP Administrator.
• e. Terms:
• e. Terms:
• f. Recipient/Tenant Selection Criteria: Applications will be processed in date order as received by the SHIP
• f. Recipient/Tenant Selection Criteria: Applications will be processed in date order as received by the SHIP
• f. Recipient/Tenant Selection Criteria: Applications will be ranked according to the following point criteria.
• g. Sponsor Selection Criteria: N/A
• g. Sponsor Selection Criteria: N/A
• h. Additional Information:
• h. Additional Information:
• p. 1
  • Legal Services
  • Government Authority
• p. 1
• p. 10
  • Legal Services
  • Government Authority
• p. 11
• p. 11
  • General Contractor
  • Site Prep, Grading & Hardscape
  • Utilities (Sub)
  • Building & Industrial Supply
• p. 12
• p. 12
  • General Contractor
  • Site Prep, Grading & Hardscape
  • Concrete & Masonry
  • Utilities (Sub)
  • Building & Industrial Supply
  • Engineering & Architecture
• p. 13
  • Site Prep, Grading & Hardscape
  • General Contractor
  • Building & Industrial Supply
  • Engineering & Architecture
  • Real Estate Development
• p. 14
• p. 15
  • General Contractor
  • Site Prep, Grading & Hardscape
  • Concrete & Masonry
  • Carpentry & Cabinetry
  • Electrical
  • Plumbing
  • HVAC & Climate Control
  • Roofing
  • Painting & Flooring
• p. 16
• p. 17
  • Site Prep, Grading & Hardscape
  • Concrete & Masonry
  • Painting & Flooring
  • Building & Industrial Supply
• p. 2
  • General Contractor
  • Carpentry & Cabinetry
  • Concrete & Masonry
  • Drywall & Insulation
  • Electrical
  • HVAC & Climate Control
  • Painting & Flooring
  • Plumbing
  • Roofing
  • Site Prep, Grading & Hardscape
  • Building & Industrial Supply
  • Real Estate Development
  • Engineering & Architecture
  • Legal Services
  • Landscaping & Lawn Service
• p. 2
  • General Contractor
  • Engineering & Architecture
  • Building & Industrial Supply
  • Real Estate Development
• p. 20
  • Site Prep, Grading & Hardscape
  • Concrete & Masonry
  • Painting & Flooring
  • Landscaping & Lawn Service
  • Building & Industrial Supply
• p. 21
  • General Contractor
  • Site Prep, Grading & Hardscape
  • Concrete & Masonry
  • Painting & Flooring
  • Building & Industrial Supply
• p. 23
  • General Contractor
  • Building & Industrial Supply
  • Site Prep, Grading & Hardscape
  • Concrete & Masonry
  • Carpentry & Cabinetry
  • Electrical
  • Plumbing
  • HVAC & Climate Control
  • Roofing
  • Painting & Flooring
  • Drywall & Insulation
  • Engineering & Architecture
  • Real Estate Development
• p. 24
• p. 25
• p. 26
• p. 27
• p. 28
• p. 29
• p. 30
• p. 31
• p. 32
• p. 33
• p. 34
• p. 35
• p. 36
• p. 37
• p. 4
  • Government Authority
• p. 5
• p. 5
  • Government Authority
  • Legal Services
  • Building & Industrial Supply
  • General Contractor
  • Site Prep, Grading & Hardscape
  • Electrical
  • Plumbing
  • HVAC & Climate Control
  • Utilities (Sub)
• p. 6
• p. 6
• p. 7
• p. 7
• p. 8
• p. 8
  • Legal Services
  • Accounting & Tax
• p. 9